Microsoft Financing FAQ

About the Program

Who is Microsoft Financing?
As part of Microsoft Corporation, Microsoft Financing is dedicated to making it easier to purchase Microsoft products.

How does Microsoft Financing help me?
Microsoft Financing provides simple, easy, and affordable financing to facilitate the acquisition of Microsoft licenses and IT solutions.

What benefit does Microsoft Financing provide?
Microsoft Financing helps you by providing one Financing resource for all your IT needs, whether they are software, services, hardware, or all three. For organizations that already license software from Microsoft, Financing options are convenient and allow you to spread the costs of the software over an extended period of time, thus preserving your precious cash resources.

How is Microsoft Financing different than a lease?
Microsoft Financing offers loans not leases. This means you receive perpetual use rights to the software and own the equipment outright at the beginning of the contract. And unlike many leases, there are no additional fees. Everything is a known value that is agreed upon before you sign the contract.

What is Total Solution Financing?
Microsoft Financing finances Microsoft software, services (maintenance and upgrades, technical support, training and implementation) and hardware. Installation and implementation services, required to get the solution up and running, and other hardware required to implement the solution can also be financed. Subsequent software additions and services satisfying the above criteria may be added to an existing financing agreement - with credit approval.

Where is financing available?
Microsoft Financing is available in the United States, United Kingdom, France, Germany, The Netherlands, Belgium, Spain, Australia, New Zealand, France, Switzerland, Korea, Italy, Brazil, and Canada.

Will the offer be flexible enough to allow for product or service add-ons during the term of the contract?
The offer terms are simple and allow for easy additions based on changing customer IT needs. Additional credit approval may be required.

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Resources

How can I get a financing application?
Customers interested in a financing solution and application need to contact their local Microsoft Certified Partner or Microsoft Registered Member. RSOL PC Services has been a Microsoft Registered Member since 2004. Please use the following form to obtain more information about the financing application.

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Transactions in Progress

How long will it take for financing applications to be approved?
After the completed application and associated documents are received, a credit decision will be communicated on the same or next business day. Larger deals often require more time for approval. In any case, you will receive notification regarding the transaction within 24 hours.

How will I be billed?
Our service provider will either automatically debit or invoice you on a monthly basis with a due date of the first of every month.

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Contact Information

Who is Microsoft Financing's service provider?
Microsoft Financing provides partners and customers with a quality solution by leveraging the services of world-class, leading financial institutions. Vendors vary by country and the size of deal. In the United States and Canada, Microsoft works with De Lage Landen Financial Services, a subsidiary of De Lage Landen International B.V.; an international provider of high-quality asset-based financing products and services.

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Terms and Conditions

How long can the solution be financed?
Financing terms are anywhere from 24 to 60 months, depending on the financing program.
 

Who is eligible to finance software and total solutions through Microsoft Financing?
Any commercial business that licenses Microsoft software as part of their IT investment can qualify for financing.

What is the minimum transaction size?
The minimum transaction size varies by country.
United States: $3,000 (USD)
Canada - $3,000 (CAD)
United Kingdom - £1,000 (excluding VAT).
Europe - €1,000
Switzerland - CHF 1,000
Australia: $3,000 (AU)
New Zealand: $3,000 (NZ)

Is there a maximum transaction size?
There is no pre-established maximum or credit limit. Customers can apply for any amount necessary to finance the entire solution as long as it exceeds the minimum transaction size. Microsoft Financing, or its service provider, has sole discretion in granting credit.

What is the interest rate being offered on the financing?
Competitive payment options will be offered and are determined by the market conditions, term, and transaction size. To see indicative rates please contact RSOL PC Services at 1 888 214 8625 or request the information via this online form.

How is a credit decision made?
The extension of credit is based on a number of variables, including a customers prior performance in servicing its prior debt. Each credit decision is made on a case-by-case basis. Elements that can influence the credit decision include the customers prior performance and any defaults (if applicable).

Does Microsoft Financing finance non-Microsoft products?
Yes. Microsoft Financing will finance non-Microsoft products as long as Microsoft software is part of the solution.

Does Microsoft Financing finance IT Services?
Yes. Microsoft Financing will finance IT services as long as Microsoft software is part of the solution.

Are there any requirements for collateral?
The software and hardware that make up the deal will constitute the collateral.

Is there a financing agreement minimum or maximum (purchase)?
The minimum/maximum amount of an initial financing agreement is set at a program level. For more information, please refer to the individual program for the country of interest on our Contact page.

Will down payments be required?
There is generally no requirement for down payments.

What will happen if I am delinquent or default in making a payment?
If you are delayed in making a payment, you will be charged a late fee. Microsoft Financing and its service provider will take the appropriate legal action in cases of customer default. A default results in the customer holding an invalid license for Microsoft products.

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